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	<title>Comments on: Saving for Retirement – I&#8217;m almost done!</title>
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	<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/</link>
	<description>My thoughts, haikus and freelance musings</description>
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		<title>By: Bhagwad Jal Park</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-4508</link>
		<dc:creator>Bhagwad Jal Park</dc:creator>
		<pubDate>Fri, 10 Sep 2010 12:15:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-4508</guid>
		<description>No SJA - in the long term the stock market will give at least over 15% - especially in a developing country like India. Even the US which has a poor stock market growth has a 12% index fund growth over the long term. Only debt funds will give 10% or so, and I&#039;m not investing in those. </description>
		<content:encoded><![CDATA[<p>No SJA &#8211; in the long term the stock market will give at least over 15% &#8211; especially in a developing country like India. Even the US which has a poor stock market growth has a 12% index fund growth over the long term. Only debt funds will give 10% or so, and I&#039;m not investing in those. </p>
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		<title>By: SJA</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-4488</link>
		<dc:creator>SJA</dc:creator>
		<pubDate>Fri, 10 Sep 2010 04:53:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-4488</guid>
		<description>Only question in a model as your is weather stock market will continue to compound our money @ 12% til 2037?  
 
If I were you, I would reduce it even by one or two points. YMMV </description>
		<content:encoded><![CDATA[<p>Only question in a model as your is weather stock market will continue to compound our money @ 12% til 2037?  </p>
<p>If I were you, I would reduce it even by one or two points. YMMV </p>
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		<title>By: Ruby Jones</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-490</link>
		<dc:creator>Ruby Jones</dc:creator>
		<pubDate>Wed, 28 Jul 2010 01:20:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-490</guid>
		<description>as for my retirement, i plan to retire on an asian country and live a quiet and simple life.~&#039;, </description>
		<content:encoded><![CDATA[<p>as for my retirement, i plan to retire on an asian country and live a quiet and simple life.~&#039;, </p>
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		<title>By: Vikas Gupta</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-488</link>
		<dc:creator>Vikas Gupta</dc:creator>
		<pubDate>Fri, 23 Oct 2009 16:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-488</guid>
		<description>&lt;a href=&quot;#comment-3835&quot; rel=&quot;nofollow&quot;&gt;@bhagwad &lt;/a&gt;
Yes new theme always takes a toll on time thanks to customization etc.

In future try a theme like Thesis [ highly customizable, popular, SEO optimized, not free but can hunt a free copy] or the free Mimbo magazine theme or the themes by Design Disease or Woo Themes. Elegant Themes will give you all its themes in 20 dollars only per year!</description>
		<content:encoded><![CDATA[<p><a href="#comment-3835" rel="nofollow">@bhagwad </a><br />
Yes new theme always takes a toll on time thanks to customization etc.</p>
<p>In future try a theme like Thesis [ highly customizable, popular, SEO optimized, not free but can hunt a free copy] or the free Mimbo magazine theme or the themes by Design Disease or Woo Themes. Elegant Themes will give you all its themes in 20 dollars only per year!</p>
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		<title>By: Vikas Gupta</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-482</link>
		<dc:creator>Vikas Gupta</dc:creator>
		<pubDate>Fri, 23 Oct 2009 16:07:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-482</guid>
		<description>&lt;a href=&quot;#comment-3230&quot; rel=&quot;nofollow&quot;&gt;@Manish Chauhan &lt;/a&gt;
Test comment! Replying to comment no. 3</description>
		<content:encoded><![CDATA[<p><a href="#comment-3230" rel="nofollow">@Manish Chauhan </a><br />
Test comment! Replying to comment no. 3</p>
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		<title>By: bhagwad</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-489</link>
		<dc:creator>bhagwad</dc:creator>
		<pubDate>Fri, 23 Oct 2009 09:38:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-489</guid>
		<description>&lt;a href=&quot;#comment-3836&quot; rel=&quot;nofollow&quot;&gt;@Vikas Gupta &lt;/a&gt; 
Thanks for the info! I&#039;ll refer back to this thread when theme changing festival comes around next time :) </description>
		<content:encoded><![CDATA[<p><a href="#comment-3836" rel="nofollow">@Vikas Gupta </a><br />
Thanks for the info! I&#039;ll refer back to this thread when theme changing festival comes around next time :) </p>
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		<title>By: bhagwad</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-487</link>
		<dc:creator>bhagwad</dc:creator>
		<pubDate>Fri, 23 Oct 2009 09:30:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-487</guid>
		<description>&lt;a href=&quot;#comment-3834&quot; rel=&quot;nofollow&quot;&gt;@Vikas Gupta &lt;/a&gt; 
Ah well, perhaps I&#039;ll try a new theme sometime down the line. Transitioning to a new theme is quite a bit of work for me. 
 
I like my h1 and h2 heading to be customized so that each post&#039;s title is also h1 instead of h2, as well as changing the margin spaces where I muck around with css files etc...too much energy. 
 
The bug may bite me again a bit later :) </description>
		<content:encoded><![CDATA[<p><a href="#comment-3834" rel="nofollow">@Vikas Gupta </a><br />
Ah well, perhaps I&#039;ll try a new theme sometime down the line. Transitioning to a new theme is quite a bit of work for me. </p>
<p>I like my h1 and h2 heading to be customized so that each post&#039;s title is also h1 instead of h2, as well as changing the margin spaces where I muck around with css files etc&#8230;too much energy. </p>
<p>The bug may bite me again a bit later :) </p>
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		<title>By: Vikas Gupta</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-486</link>
		<dc:creator>Vikas Gupta</dc:creator>
		<pubDate>Fri, 23 Oct 2009 09:16:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-486</guid>
		<description>&lt;a href=&quot;#comment-3831&quot; rel=&quot;nofollow&quot;&gt;@bhagwad &lt;/a&gt; 
Mine is hosted on WordPress only; it&#039;s a free blog. We cannot use any plugin. Nested comments is an option there just like the self hosted WordPress dashboard. Sometimes some theme features also clash with your installed plugins. 
 
There are so many rocking themes man [esp. the magazine themes]; you&#039;ll love them! Try them sometime. 
 
There are themes that will make your blog look awesome that your wife or friend or visitor: just anybody will love! You must have installed some dull theme! </description>
		<content:encoded><![CDATA[<p><a href="#comment-3831" rel="nofollow">@bhagwad </a><br />
Mine is hosted on WordPress only; it&#039;s a free blog. We cannot use any plugin. Nested comments is an option there just like the self hosted WordPress dashboard. Sometimes some theme features also clash with your installed plugins. </p>
<p>There are so many rocking themes man [esp. the magazine themes]; you&#039;ll love them! Try them sometime. </p>
<p>There are themes that will make your blog look awesome that your wife or friend or visitor: just anybody will love! You must have installed some dull theme! </p>
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	<item>
		<title>By: bhagwad</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-485</link>
		<dc:creator>bhagwad</dc:creator>
		<pubDate>Fri, 23 Oct 2009 09:14:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-485</guid>
		<description>&lt;a href=&quot;#comment-3832&quot; rel=&quot;nofollow&quot;&gt;@Vikas Gupta &lt;/a&gt; 
I saw that support forum too - and like them, I couldn&#039;t find a solution either. 
 
I tried shifting away, but my wife raised an outcry and another friend of mine said that the new one looked liked like an RSS feed! So I switched back :D - the readers are what makes this blog more valuable after all! </description>
		<content:encoded><![CDATA[<p><a href="#comment-3832" rel="nofollow">@Vikas Gupta </a><br />
I saw that support forum too &#8211; and like them, I couldn&#039;t find a solution either. </p>
<p>I tried shifting away, but my wife raised an outcry and another friend of mine said that the new one looked liked like an RSS feed! So I switched back :D &#8211; the readers are what makes this blog more valuable after all! </p>
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		<title>By: Vikas Gupta</title>
		<link>http://www.bhagwad.com/blog/2009/personal/saving-for-retirement-im-almost-done.html/#comment-484</link>
		<dc:creator>Vikas Gupta</dc:creator>
		<pubDate>Fri, 23 Oct 2009 09:10:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.bhagwad.com/blog/?p=1213#comment-484</guid>
		<description>&lt;a href=&quot;#comment-3830&quot; rel=&quot;nofollow&quot;&gt;@Vikas Gupta &lt;/a&gt; 
You are right. I guess it is an Inove issue; check out the forums/support. Must be some bug etc. See this one for example &lt;a href=&quot;http://wordpress.org/support/topic/259644&quot; rel=&quot;nofollow&quot;&gt;http://wordpress.org/support/topic/259644&lt;/a&gt; 
 
There are so many great themes freely available for self-hosted blogs; why are sticking with this one I wonder! I guess it looks clean and simple. </description>
		<content:encoded><![CDATA[<p><a href="#comment-3830" rel="nofollow">@Vikas Gupta </a><br />
You are right. I guess it is an Inove issue; check out the forums/support. Must be some bug etc. See this one for example <a href="http://wordpress.org/support/topic/259644" rel="nofollow">http://wordpress.org/support/topic/259644</a> </p>
<p>There are so many great themes freely available for self-hosted blogs; why are sticking with this one I wonder! I guess it looks clean and simple. </p>
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