{"id":3110,"date":"2010-10-29T07:54:39","date_gmt":"2010-10-29T02:24:39","guid":{"rendered":"http:\/\/www.bhagwad.com\/blog\/?p=3110"},"modified":"2010-10-29T18:31:31","modified_gmt":"2010-10-29T13:01:31","slug":"my-gift-to-save-humanity","status":"publish","type":"post","link":"https:\/\/www.bhagwad.com\/blog\/2010\/personal\/my-gift-to-save-humanity.html\/","title":{"rendered":"My gift to save humanity"},"content":{"rendered":"<p>I expect to have lot of money at the end since I enjoy <a href=\"http:\/\/www.bhagwad.com\/blog\/2010\/personal\/financial-matters\/saving-for-retirement-year-two.html\">saving for retirement<\/a> and I&#8217;m well on the way to achieving my goals. My wife and I have discussed what will happen to the wealth when we&#8217;re gone. We&#8217;re <a href=\"http:\/\/www.bhagwad.com\/blog\/2010\/philosophy\/im-an-evolutionary-failure.html\">not going to have children<\/a> at any point so all that money will be wasted. I&#8217;ve thought of donating it to an NGO for animals and the same goes for the house. It&#8217;s a worthy cause and might actually help some souls.<\/p>\n<figure id=\"attachment_3111\" aria-describedby=\"caption-attachment-3111\" style=\"width: 289px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3111 \" title=\"I can try and save us!\" src=\"http:\/\/www.bhagwad.com\/blog\/wp-content\/uploads\/2010\/10\/Saving-Humanity.jpg\" alt=\"I can try and save us!\" width=\"299\" height=\"164\" srcset=\"https:\/\/www.bhagwad.com\/blog\/wp-content\/uploads\/2010\/10\/Saving-Humanity.jpg 299w, https:\/\/www.bhagwad.com\/blog\/wp-content\/uploads\/2010\/10\/Saving-Humanity-150x82.jpg 150w\" sizes=\"auto, (max-width: 299px) 100vw, 299px\" \/><figcaption id=\"caption-attachment-3111\" class=\"wp-caption-text\">I can try and save us!<\/figcaption><\/figure>\n<p>But yesterday morning I had the most ripping idea in the few minutes before waking. I was so excited, I remained awake with eyes closed fleshing out the details. I can do it. I can <em>actually<\/em> freaking do it! So here&#8217;s my plan.<\/p>\n<p>Humans can&#8217;t stay on Earth forever. Sooner or later, in one way or the other we&#8217;re going to have to get off this planet and seek our home elsewhere. Based on what I&#8217;ve read till now, life seems to be quite a rare commodity and <a href=\"http:\/\/www.newscientist.com\/article\/dn18734-why-complex-life-probably-evolved-only-once.html\">intelligent life even more so<\/a>. But I foresee collaboration problems. Even if everyone realizes it needs to be done, who will take the first step and who will supply the money?<\/p>\n<p>Look at our predicament on climate change. We all know something needs to be done. Virtually every scientist and scientific organization in the world agrees that anthropogenic climate change is a reality. But when it actually came down to it in Copenhagen, what happened? That&#8217;s right.\u00a0<em>Nothing<\/em>. Because though we all agree on what needs to be done, no one wants to pony up the money.<\/p>\n<p>The same thing will likely happen when we humans need to leave the planet. A point may come when a huge debate is going on about it. Some will say there&#8217;s no danger and that we just have to stay put. Maybe they&#8217;ll question the science <a href=\"http:\/\/www.bhagwad.com\/blog\/2010\/environment\/climate-change\/climate-change-the-arrogance-of-skepticism.html\">like they&#8217;re doing now with climate change<\/a>. And even if everyone agrees, there&#8217;s going to be a huge fight about who contributes how much money if at all. The blame game will start and historical wrongs will be brought up&#8230;all in an excuse to prove that everyone except <em>that<\/em> particular group needs to contribute.<\/p>\n<p>And here&#8217;s where I step in. When I die, I&#8217;m going to set up an entity like a trust fund or an NGO which will have the mandate to invest all my assets into stocks. It will accumulate there for a loooong time. Here are two scenarios using the standard compound interest formula: FV = PV (1+i)<sup>n<\/sup><\/p>\n<p>I use an interest rate of just 7% annually which is <em>very<\/em> low when it comes to long term returns on stocks no matter which country it&#8217;s in. To be conservative, let&#8217;s say I have just Rs. 4 Cr when I retire, or around $1 million dollars. This is how it works:<\/p>\n<p><strong>500 years later:<\/strong><\/p>\n<p>Future Value = 1 million * (1.07)<sup>500<\/sup> = <em>491 thousand trillion dollars<\/em><\/p>\n<p><strong>1000 years later:<\/strong><\/p>\n<p>Future Value = 1 million * (1.07)<sup>1000<\/sup> = <em>231 thousand trillion trillion dollars<\/em><\/p>\n<p>Inflation will doubtless eat into the pile, but I&#8217;ve still been conservative. In the developed west, the stock indexes give 12% annual rates and they have 3-4% inflation. So my 7% is a conservative estimate of the difference between the two. In India, growth rates are much higher, but so is inflation. My 7% is even more conservative there.<\/p>\n<p>Imagine if during Copenhagen&#8217;s climate convention, when countries were negotiating over mere millions, some NGO steps up and contributes $1 trillion with no strings attached! It&#8217;ll be sure to jump start and galvanize the proceedings. We would have walked out of Copenhagen with a treaty that could change our world for the better.<\/p>\n<p>I&#8217;ll have to hire a reputed and solid legal firm to manage and oversee the assets as it grows &#8211; a firm that&#8217;ll continue to exist for the time scales at which we&#8217;re talking. What do you think? Can my idea actually work?<\/p>\n<p>[poll id=&#8221;25&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How I can use my retirement savings after I die to give humanity the money it needs in the future to get off our planet Earth when the time comes<\/p>\n","protected":false},"author":2,"featured_media":3111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30,21],"tags":[],"class_list":["post-3110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-matters","category-personal"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>My gift to save humanity<\/title>\n<meta name=\"description\" content=\"How I can use my retirement savings after I die to give humanity the money it needs in the future to get off our planet Earth when the time comes\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bhagwad.com\/blog\/2010\/personal\/my-gift-to-save-humanity.html\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"My gift to save humanity\" \/>\n<meta property=\"og:description\" content=\"How I can use my retirement savings after I die to give humanity the money it needs in the future to get off our planet Earth when the time comes\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bhagwad.com\/blog\/2010\/personal\/my-gift-to-save-humanity.html\/\" \/>\n<meta property=\"og:site_name\" content=\"Expressions - 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